Lock Your Vehicle for Safety Sake.

Car theft rates in Canada are still on the rise. Most thefts happen in just moments, and an unlocked vehicle makes theft all that much easier. This alarming trend underscores the critical importance of having comprehensive car insurance coverage.

Car theft and carjacking incidents have been steadily increasing, causing significant financial and emotional distress for victims. These crimes not only result in the loss of a valuable asset but can also disrupt daily life and create lasting anxiety. While law enforcement is working hard to combat this issue, the risk remains present for all vehicle owners. But times have changed and we‘re more aware of some age-old dangers than we were in more innocent decades past. About one million cars now go missing each year, resulting in billions of dollars in losses.

Auto theft risk isn‘t the only reason to lock your vehicle. Carjackings are also on the rise, with perpetrators either carjacking cars as they approach a stop or hiding inside unlocked vehicles waiting for the owner‘s return. A locked car offers some protection, preventing would-be thieves from simply opening the car door when you stop driving and preventing would-be carjackers from hiding in a vehicle with no visible signs of entry. Keeping your vehicle locked even while you‘re in the vehicle can be an important safety step.

Many of today‘s vehicles can be programmed to lock the doors automatically when you drive away. Some cars also feature locks that can open as programmed, limiting access to the one door. For example, you may be able to program the key fob to unlock just the driver‘s door with one button press, but open additional doors with multiple button presses.

Even when careful, your vehicle may still face risk from a determined thief. Fortunately, your insurance policy can provide protection against theft losses if you carry comprehensive insurance on your policy. Comp coverage protects against physical damage losses from causes other than collision, including theft, vandalism, and more.

As car theft and carjackings become more prevalent in Ontario, ensuring you have comprehensive car insurance is more important than ever. It not only provides financial protection but also offers peace of mind in an increasingly uncertain environment. By taking additional steps to secure your vehicle, you can further reduce the risk of theft and keep your investment safe. Stay vigilant, stay insured, and stay protected.

If you‘re not sure if you have comprehensive coverage or haven‘t reviewed your auto policy lately, reach out to your broker to discuss your coverage options.